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Public Health Insurance Is Not an Alternative

The inclusion of government public health care plans has become most contentious elements for health reform packages which would be the major point discussed in Congress. Like an insurance plan one would have benefits, co-pays, provider networks and monthly premiums.

This option of life insurance public plan would seem to be controversial and then on business would be given a choice to keep the coverage to pick up another private plan or select a new health insurance option. The opponents for the problem of rising health care costs are being doubled for the past 10 years. The families and business would struggle under the burden of the costs. This skyrocketing feature of health care costs has made federal, state and local health care programs become expensive with the budget crisis.

The opponents of reform wont dispute the rising costs of the issue. The chief executive officer of trade group represents the health insurers which acknowledge the need to reduce the steep growth for health care costs.

In a recent interview regarding the public option the chief of the state said that this option is not cheaper unless significantly used compared to other services.

The reality is that the public option would be positioned to implement well in all types of smart cost controls which the private insurers would adopt long ago. This would create incentives for primary care prevention and wellness which would make doctors give health outcomes with the number of tests being run and procedures being performed to create incentives for patent centric research.

The insurers who offer alternatives won’t achieve results to fear for competition. The proposal for the same is to substitute regional co-ops for a public plan. As a part of health care reform one needs to have a public plan option which would be free from families, businesses, growth and burden to go for high price of health care. Such a failure would make the current system cripple the economy to damage the health.

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