The recent health care legislation passed will most dramatically affect millions of people in America who are without health insurance but Americans, mostly non-elderly, are expected to receive coverage through their employers.
The workers however can see some changes due to the new health care law. Some of the new changes that could be seen are:
Employer can offer any new benefits like allowing employees to keep their children on the plans until they are 26 years old.
Employers will be forbidden from putting any lifetime cap and some of the annual caps on their employees’ benefits. Companies beginning to offer new health care plans will be subjected to other requirements.
Employer will scale back benefits. Employers will now be able to offer health care plans that would change the kind of medical benefits offered to the employees, thus potentially increase co-payments and deductibles or reduce what the plans cover.
Employees can have more choice in health plans. States will set up regulated insurance marketplaces in the year 2014. The insurers will offer plans that meet the basic standards set by the government. It is primarily designed to help those people without any benefit at work-shop for a health plan.
The workers however can see some changes due to the new health care law. Some of the new changes that could be seen are:
Employer can offer any new benefits like allowing employees to keep their children on the plans until they are 26 years old.
Employers will be forbidden from putting any lifetime cap and some of the annual caps on their employees’ benefits. Companies beginning to offer new health care plans will be subjected to other requirements.
Employer will scale back benefits. Employers will now be able to offer health care plans that would change the kind of medical benefits offered to the employees, thus potentially increase co-payments and deductibles or reduce what the plans cover.
Employees can have more choice in health plans. States will set up regulated insurance marketplaces in the year 2014. The insurers will offer plans that meet the basic standards set by the government. It is primarily designed to help those people without any benefit at work-shop for a health plan.
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