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One health insurance that you should leave out

There are so many ways that can help you to save up your costs. Listed down is the insurance policy that you should think twice before purchasing it.

Cancer Insurance

This insurance is generally taken to supplement health insurance for cancer care costs. But it is better if you put your money on comprehensive health policies.

For cancer insurance, the premiums can range from $200 to $3000 a year and the fact is there are some policies only that pay for hospital care. If you consider the cancer care treatment is given on an outpatient basis which includes radiation and chemotherapy, it is a big deal.

In some policies, they have waiting periods of about a month and in case you are diagnosed with cancer between that time, it is possible you may not be covered. In other policies, they stop payment benefits after a fixed period of time like two or three years. If you smoke, you won't be able to get this health insurance.

The thing every one should know is that with cancer insurance the thing to look out the actual coverage it offers. Some companies don't even pay for the treatment until you have had the policy for several years. Even some cancers are excluded like skin cancer in the cancer insurance covers.

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