The Obama Health Plan- A Relief For Most Americans

The masses of uninsured continue to grow as health insurance costs continue to soar up. If you could see the overall health plan in America, it is relatively very poor as compared to other industrialized nations. Well folks now you will have a reason to smile, as the President has a new healthcare plan for you. According to the Obama health plan, those who already have a health insurance will provides more security and stability and for those who don’t, they will have a better option to have one. The new government seems to take the issue of the high insurance premiums more seriously and now they have come up with a new plan that can prove to be a quality and affordable choice for all. If you want to know what the Obama health plan holds for you then you can read them below.

For those who have health insurance, the Obama plan will

• Protect seniors’ Medicare
• End bias against those with pre-existing conditions.
• Prevent insurance companies from dropping coverage when the insured is sick and need it most.
• Limit premium inequity based on gender and age.
• Cap out-of-pocket expenses so that an insured doesn’t go broke when they are sick.
• Eradicate extra charges for preventive care to improve health and save costs.
• Abolish the “donut-hole” gap in prescription drugs coverage.

For those who don’t have health insurance, the Obama plan will

• Create a new insurance marketplace that the people without health insurance and small businesses can be able to compare plans and buy insurance at affordable prices.
• Help more people to buy insurance with new tax credits
• Provide small businesses a tax credit and affordable options for covering their employees.
• Provide the uninsured people and those who cannot find affordable coverage a real choice with a public health insurance option.
• Protect people with pre existing conditions from financial ruin with new, low-priced coverage through a national high risk pool until the new Exchange is shaped.